Monday, August 2, 2010

Concerned About Making Your Mortgage Payment?

I came across a web site that provides a good deal of information for home owners that have concerns about making their mortgage payments. Below is a sample of one of the things that's on the page but it covers so much more and just might be a good place to start if the pressure of making your payments is getting to be a little much for you.
Head to http://www.makinghomeaffordable.gov/ or call 1-888-995-HOPE (4673)

Changing Conditions Bring Out Scammers...Read Below & Protect Yourself!

Beware of Foreclosure Rescue Scams - Help Is Free!

•Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.

•Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.

•Assistance from a HUD-approved housing counselor is FREE.

•Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.

•Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.

•Never make a mortgage payment to anyone other than your mortgage company without their approval.

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